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12% Club, powered by BharatPe and in partnership with RBI approved NBFCs offers you a solution for all your investment and borrowing needs
Invest @12%

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– Invest money anytime and start earning interest daily
– Loan amount: From Rs.10,000 to Rs.100,000
– Tenure: 3 months
– Repayment: To be repaid at once after 3 months. Users can also repay anytime they want during the tenure with no prepayment charges
– Maximum Annual Percentage Rate:12%
– Sample calculation: Principle amount=Rs. 1,00,000, Annual Percentage Rate=12% , Assume the loan is repaid after 3 months then Interest= Rs. 3000 , Total Amount Payable= Rs. 1,00,000(Principal) +Rs. 3000(Interest) which is Rs. 1,03,000.
– Get upto 12% interest per annum (Interest accrued daily)
– Request withdrawal anytime, no withdrawal charges
– In partnership with RBI approved NBFCs- LenDenClub & Liquiloans

Borrow @12%
– Borrow money anytime @12% interest
– Repay anytime, no prepayment charges
– Zero processing fees
– Partnered with RBI approved NBFCs- Hindon

How to become a 12% Club Member?
– Download the 12% Club App
– Signup using your Mobile number and OTP
– Create your account by linking your Bank account, PAN and completing KYC
– Accept T&Cs
– Start investing or borrowing @12%

NBFC partners:
12% Club is a platform and does not give out returns on investments or loans directly to users. 12% Club has partnered with RBI approved NBFCs – hindon mercantile limited, LendenClub (Innofin Solutions Private Limited) and Liquiloans(NDX P2P Private Limited).You will be shown a sanction letter of the NBFC on the app when you opt for a loan and deposit agreement is shown when you choose to invest money.

Personal Loan Features
Loan amount: From Rs.10,000 to Rs.100,000
Tenure: 3 months
Repayment: 1 single payment at end of 3 months. User can also repay from the 1st day with no prepayment charges
Money transfer to a bank account
Harayana: Faridabad, Gurgaon, Sonepat, Panipat, Ambala
Karnataka: Bengaluru, Mysore, Tumkur, Mangalore,
Kerala: Kozhikode, Thrissur, Trivandrum, Ernakulam, Kollam
Madhya Pradesh: Indore, Ujjain, Bhopal, Jabalpur, Gwalior
Maharashtra: Mumbai, Thane, Pune, Aurangabad, Nashik, Nagpur, Amravati
Orissa: Puri, Bhubaneswar, Khorda, Cuttack
Punjab: Amritsar, Jalandhar, Mohali, Ludhiana, Patiala
Rajasthan: Alwar, Jaipur, Ajmer, Pali, Bikaner, Nagaur, Jodhpur
Tamil Nadu: Chennai, Madurai, Coimbatore, Vellore, Cuddalore, Tiruchirapalli
Telangana: K.V.Rangareddy, Karimnagar, Warangal, Hyderabad
Uttar Pradesh: Ghaziabad, Noida, Agra, Lucknow, Jhansi, Gorakhpur, Bareily
Uttarakhand: Dehradun
West Bengal: Kolkata, Howrah

We take the following permissions from you to be able to assess your creditworthiness and for risk assessment purposes: Location, Contacts and Apps Installed.
You can check the privacy policy for details – https://twelve.club/#/privacy-policy
12% club is registered trademark of Resilient Innovations Pvt. Ltd. (Developer name: BharatPe)

Contact Us:
For any queries, feedbacks and suggestions
Address: BharatPe, Building No. 8 Tower C, 7th Floor, DLF Cybercity, Gurgaon-122002 Haryana
Email: support@twelve.club
Website: twelve.club

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